If you are on low income, elderly, or disabled your local Home Improvement Agency
(HIA) could help you to improve, repair, maintain or adapt your home. There are
about 300 not for profit locally based HIAs around the country, that can help in
varying ways. Assistance can include putting together flat pack furniture or looking
after your garden. To search and find your nearest Home Improvement Agency
go to their website www.foundations.uk.com.
Alternatively the grant search from independent charity Turn2us helps you check
for any charities that may help with things like bills, furniture, decorating and
household expenses.
The grants will depend on an individual’s circumstances, income, age, maybe any
illnesses, occupation or their nationality. To check if you are eligible for this help
check their website Turn2us.org.uk
Help with your utility arrears, as well as grants to make your home more energy
efficient some utility companies also offer them to help if you have big arrears on
your electricity, gas or water bills. you will need to be a customer of the company,
check the company you are using to see if it has a similar scheme.
Gas and Electricity: Schemes are offered by www.britishgasenergytrust.org.uk
www.edfenergytrust.org.uk / www.npower.com
Water: Schemes are offered by www.water.org.uk
Local Council Grants: Check www. direct.gov.uk

There are many schemes, one of the best schemes in England is called
warmfront, which gives homeowners or those who are renting from a private
landlord who are receiving certain types of benefits, up to £3,500.
For you to find out if you are eligible for this £3,500 grant, check their website
www.warmfront.co.uk or call their toll free number on 0800 316 2805.
There are some other good home energy grants that are available, such as the
Heat Project from Enact Energy which provides for Homeowners and private
tenants grants for loft and cavity wall insulation, and any one on an income
or disability related benefit, can have their insulation measures installed for free.
You can find out if you are eligible by checking their website www.heatproject.co.uk

Cheap Travelodge sale. Timing is important to bagging bargain rooms at budget hotel chain
Travelodge. The hotel giant tends to release discount £9 – £25 room sales in tranches, and
then leave them there until they sell out.
There is widespread availability, therefore if you try and get a room at the start of a genuine
sale.
You must book at least 21 days in advance to get the Travelodge £19 room sale.
Latest rooms released: Tuesday 29 June 2010
Dates you can stay: Until 31 October 2010
Cheap rooms available: 65,000 £19 rooms, 104,000 £22 rooms, 110,000 £25 rooms
Usual room price: £29 – £59
Number of Travelodge taking part: 392
Travelodge deals are very popular with Moneysavers, many have lots of wonderful
experience of great comfort.
Travelodge has run this offer many times before and there are lots of happy reviews from Moneysavers.

Best Ways To Save Money.
1. Shop with a list- and stick to it.
2. Just say no to ATMs with fees- plan ahead for your cash needs.
3. Does your bank charge high fees? MOVE YOUR ACCOUNT.
4. Pay off that credit card balance.
5. If you must carry a credit card balance, shop around for a card with
lower rate.
6. Look for lower premiums on your insurance policies.
7. Consider higher deductibles for your home or auto insurance.
8. Do you have private mortgage insurance? If you have built up
20% equity in your home, you can cancel it.
9. Use a mail-order pharmacy for long-term prescriptions.
10. Rent — never buy– something you will only use for a few times.

Grants are available by the government to help you improve your home and
save you money in the long term.
Be Environmental: Energy Saving Trust Grant Finder
This is one of the most important areas to get cash at the moment. This is a
fact installing energy-saving heating and insulation will make your house warmer
and will save you good amounts of cash; an average saving of up to £200.
Grants are provided by the government, local authorities and energy suppliers
to help you implement energy saving measures. For help with your home’s
energy saving, the best place to start is the Government’s Energy Saving
Trust (EST) which list all these grants sources.
Check it’s website Energysavingtrust.org.uk or call 0800 512 012
Every One Must Try This! Save Yourself Money.

Before you decide to open a savings account, do a little research on the type of savings accounts that are available to you in the UK. Some offer higher interest and bonuses if you are able to give notice before you need to make a withdrawal from your account. If you need fast access to your money you may want a fast access savings account. Continue Reading »

Think you are paying too much for your gas and electricity? Energy Helpline can help you
get the UK’s cheapest possible deal.
Beat the big freeze. Save up to £398 on gas and electricity for your home. Compare all UK
suppliers to find your cheapest possible deal and switch in minutes.
energyhelpline.com is an independent price comparison service which provides customers
with fast, free and friendly advice on their best gas and electricity deal.
Every month they help thousands of households and businesses to find better energy
packages and pay lower bills.

Littlewoods are offering you the chance to save up to 75% on their quality and latest
products you pay nothing until February 2011. No deposit required. Available on all orders
over £100 includes electricals, appliances, furniture, womens, mens, kids and nursery,
toys, jewellery, watches, sports and leisure equipments. All you need to do is simply enter
the code XX937 when you place your order of £100 or more.
Important Notice: This is a Buy Now Pay Later promotion. The promotion code can only be
used once on orders of £100 or more. Returned goods, Financial services products and
delivery charges will not count towards the value of the order.
Visit: littlewoods.com

Best Ways To Save £50 A Month Part 2.
1. Turn your yard into a department store– have a rummage sale.
2.Switch long distance carriers– then switch again.
3. Call waiting? Not usually? Cancel those add-on phone services you
don’t need.
4. E-mail your friends instead of calling.
5. Skip the movies–rent a video instead.
6. Dine out? Eat in.
7. Lunch is “in the bag”—or it should be.
8. Don’t buy that book. Exercise your library card.
9. Free up space in your mail box—cancel that magazine subscription
you never read.
10. Watch a parade or have a picnic–free entertainment is often the
best.

You can get three beauty products for the price of two at
Boots online and in store, subject to availability.
There are thousands of products in the promotion, including
selected make-up, skincare and haircare items. The cheapest
product will be free.